Is it smart? or just SAD that I listen to Dave Ramsey while the babies nap?
Im wondering if any of those mommy bloggers out there use the cash envelope system? How does it work for you?
I WANT to be frugal!!!!! I really really do. So, as we come close to buying, closing on a house that we absolutely LOVE, I want to do everything that I can to make the finances much easier. Plus, save extra for traveling to see my wonderful family, that I miss so much :)